

Security and Confidentiality
We understand that your information is highly sensitive, and we take its security and confidentiality very seriously. Our robust security measures are designed to safeguard your data from unauthorized access, much like a vault protects your valuables. With SOC2 compliance, we adhere to the highest industry standards, ensuring your data’s integrity and protection. Additionally, we treat your information with the utmost discretion, sharing it only with those who absolutely need it – like a trusted confidante. This unwavering commitment to security and confidentiality allows you to trust us with your information and provides peace of mind.
Automated Features

Schedule Collections
Struggling to keep track of debit schedules and incoming cash?​
Streamline daily collections via ACH processors, featuring a flexible scheduler and real-time tracking calendar that allows for customized rules to handle issues like holidays or missed payments.

Bounce Tracking Management
Missing bounce fees from mismanaged returns?​
SmartMCA’s bounce tracking and management system automatically tracks returns in real-time and applies fees instantly, ensuring seamless operations and reducing the administrative burden of handling payment issues

Documents & Contract Generation
Still sending contracts to a dedicated team?
Manually building contracts, COJs, payoff letters, and other documents is time-consuming and prone to human errors. SmartMCA leverages data collected during the application process and deal tracking to automatically generate these documents, saving you time and reducing the risk of mistakes.

Merchant Bank Login
Tired of multiple logins to merchant bank accounts?​
SmartMCA provides real-time connectivity to bank accounts, eliminating the need for multiple logins. This ensures seamless and continuous access to your financial data.

Email Submissions
Looking to automate your submission process?
SmartMCA automates your submission process by monitoring your submission email and automatically pulling in submissions, eliminating the need for a dedicated submissions team and preventing overwhelmed underwriters.

Recorded Video Conferencing
Don’t schedule internal and Merchant phones calls!
SmartMCA schedules Zoom meetings, records them, and saves the recordings for later playback, ensuring efficient meeting management and easy access to past discussions.
Features

Loan Management
The loan management feature of the SmartMCA platform streamlines the entire deal lifecycle, from submission through collection. Track payments, add discounts or fees, and refinance existing deals effortlessly with a single click. Our platform analyzes your deals in real-time, providing notifications for deals at risk and identifying opportunities for refinancing. This comprehensive management ensures you stay on top of your deals, optimizing your workflow and maximizing your efficiency.

White Label Accounts
Our platform offers true white label support, enabling seamless engagement with your valuable partners. Customize the entire experience with your branding, ensuring a consistent and professional appearance. This feature allows you to build stronger relationships and maintain brand integrity while leveraging our powerful tools and services.

Refinance Support
Our refinance support feature allows you to renew deals effortlessly as needs arise. With just a click, you can refinance existing deals, ensuring your financing solutions remain flexible and responsive. This capability helps you meet evolving client needs while streamlining your workflow.

Detailed Reporting
Our robust reporting engine provides comprehensive insights into your financial operations. Generate detailed reports on payments, collections, and deal performance with ease. This allows you to make informed decisions, track progress, and identify opportunities for improvement, ensuring your business remains efficient and profitable.

Scrubbing Tools
Unlock efficiency and minimize risk with our state-of-the-art scrubbing tools designed for underwriters. Our automated solutions streamline the underwriting process, allowing you to assess and approve loans faster than ever before. By leveraging advanced algorithms, we help you identify potential risks early, ensuring a smoother and safer lending experience. Empower your team with the technology that transforms underwriting into a swift, precise, and secure operation.

Email Communication
Enhance your business operations with our integrated email communication platform. Designed for all users, our solution ensures seamless, secure, and efficient interactions across your organization. Stay connected with real-time updates, automated notifications, and streamlined messaging that keeps your team in sync. Experience the ease and reliability of a communication system that supports every aspect of your workflow.

Customizable Workflows
Our customizable workflows feature for submissions and applications allows you to tailor processes to your specific needs. Automate key steps, enhance communication capabilities, and streamline the entire application lifecycle. This flexibility ensures efficient operations, reduces manual effort, and keeps your team connected and productive.

Application Pipeline
Our pipeline feature for submissions and applications provides a clear and organized view of your entire deal flow. Track every stage of the process, from initial submission to final approval, with real-time updates and automated notifications. This ensures you stay on top of each deal, streamline your operations, and maintain efficient communication throughout the application lifecycle.

Underwriter Worksheets
Experience seamless underwriting with our innovative embedded underwriting worksheets. Our dynamic worksheets integrate directly into your workflow, providing real-time data and insights to enhance decision-making. Simplify complex underwriting tasks, reduce manual errors, and expedite loan approvals with our user-friendly, automated solutions. Empower your team with the tools that make underwriting more efficient, accurate, and reliable.